Disclaimer: payclipper.com (the "Website") is not a lender and does not provide loans or make any credit decisions. Instead, the Website serves to connect users with third-party credit union lenders and contractors and or vendors. An inquiry you submit to Payclipper is for the purpose of obtaining additional information regarding a potential loan provided by a third-party credit union lender under terms and conditions arranged directly between you and such lender and conditioned upon the completion of all credit documentation supplied by such lender. Use of the Website does not oblige users to accept any loan product offered by a lender or any proposal/service offered by a contractor. Information provided on loan products for informational purposes only. The Website is not responsible for any actions or inactions of lenders or contractors. Providing your information on the Website does not guarantee approval for any loan or credit product. This service is available only in Massachusetts and limited to the following counties: Norfolk, Suffolk, Middlesex, and Essex.
By submitting a request, you acknowledge, agree, and authorize that (a) your information will be shared with assigned credit union lender in our network, and (b) this lender may obtain consumer reports and other relevant information from agencies like TransUnion, Experian, and Equifax to evaluate your creditworthiness. Each lender may perform a credit verification, and approval is subject to meeting the lender's specific credit criteria. The actual loan amount, term, and Annual Percentage Rate (APR) a consumer qualifies for may vary by individual. Loan proceeds are intended solely for home improvement projects as outlined in the contractor proposal.
Consumers may be required to demonstrate the ability to repay the loan. Upon completing the loan request form, conditional approval may be provided by the lender, pending a review of additional documentation. Funding times depend on final approval, following receipt, review, and signing of all required documents.
All Payclipper approved credit union lenders are either State (MA) or federally chartered financial institutions, insured by the National Credit Union Administration (NCUA). Each credit union conducts business in accordance with the Fair Housing Law and Equal Opportunity, which prohibits from discriminating on the basis of race, color, religion, national origin, sex, handicap, or familial status.
Payclipper conducts deep analysis and due diligence for all network contactors and vendors, but does not endorse nor warrant the licensing, workmanship, or business practices of the contractors and businesses that have been chosen by you (borrower). Payclipper does not accept any responsibility for any statements, representations, or contracts made by any network partners. Because all network partners are independent businesses or persons, please do your own research before entering into agreements.
